Lending
Empower Your Bank with Flexible Lending Solutions
Our Lending services are designed to support both your bank’s growth and that of your valuable customers and your community.
Lending Strength for Your Bank and Your Valued Customers.
Participations / Overlines
Whether your bank is facing the constraints of lending limit restrictions, liquidity considerations or concentration issues, TIB is your best source for a trusted lending partner. Expand your lending capacity by accommodating larger loans, ensuring you never turn away valuable customers.
Bank Stock Lending
TIB has a well-established reputation for our expertise as one of the nation’s most trusted Bank Stock Lenders. From holding company loans for capital injections, M & A, stock buy-back programs, and ESOP funding to general corporate purposes, TIB is here to help.
Residential Mortgage
Offer competitive mortgage products to your customers, from first-time homebuyers to refinancing clients. TIB’s mortgage team provides you and your customers with a responsive, reliable and flexible mortgage partner you can trust.
Banker's Preferred Account
An attractive and flexible suite of credit and deposit solutions offered exclusively to community bank officers and directors.
More Than Just Lenders:
We’re Your Partner in Success
At TIB we take the time to understand your unique challenges and opportunities. With over 40 years of industry experience, our team of dedicated lending officers works closely with you, offering solutions that empower your bank to thrive.
With TIB as a partner, you’ll always enjoy:
Flexibility
Access a broad range of lending solutions, uniquely tailored to your bank’s needs.
Partnership
Collaborate with a partner who shares your passion for serving the community.
Expertise
Navigate complex lending scenarios with confidence, backed by decades of experience.
Support
Rely on personalized assistance and a deep understanding of community banking to help your bank succeed.
Strength
TIB’s strength in lending helps community banks extend loans they might otherwise have to decline.
Ready to Elevate Your Bank’s Lending Capabilities?
Reach out today to start the conversation.